Terms of Condition

Protecting Your Data Like We Protect Ours

These Data Terms of Use (the “Terms”) constitute a legally binding agreement (the “Agreement”) between Bags Enterprise LLC d/b/a Eureka Credit (“Eureka Credit,” “Company,” “we,” “us,” or “our”) and you (“User,” “you,” or “your”) regarding the use of Eureka Credit’s data. By accessing or using Eureka Credit’s data in any form, you agree to comply with these Terms. If you do not agree, you are not permitted to use or access the data.

1. Scope of Agreement

These Terms govern your use of any data, content, models, inputs, outputs, analytics, software, text, images, and other proprietary information made available by Eureka Credit (collectively referred to as the “Data”). The Data is owned exclusively by Eureka Credit and is protected under applicable intellectual property laws.

By accessing, receiving, or using the Data in any way, you acknowledge that you have read, understood, and agreed to be bound by this Agreement and applicable laws and regulations.

Eureka Credit reserves the right to update or modify these Terms at any time. Changes will be posted on our website (the “Site”) at eurekacredit.com and will take effect immediately unless otherwise stated. Your continued access to or use of the Data after such changes constitutes your acceptance of the updated Terms. If you do not agree with any modifications, your sole remedy is to discontinue using the Data.

Eureka Credit may also terminate this Agreement at its sole discretion and restrict or revoke your access to the Data at any time, with or without notice.

2. License to Use Data

Eureka Credit grants you a limited, non-exclusive, revocable, non-transferable, non-sublicensable license to access and use the Data solely for lawful purposes that do not compete with or harm Eureka Credit’s business, affiliates, or subsidiaries.

Your license to use the Data immediately terminates if you violate any provisions of this Agreement. Eureka Credit may modify, suspend, or terminate your access to the Data at any time without prior notice or liability.

You acknowledge that the Data may contain technical inaccuracies or typographical errors, and Eureka Credit does not guarantee that the Data is up-to-date, complete, or free from errors. Eureka Credit is not responsible for providing updates, amendments, or support regarding the Data.

3. Restrictions on Use

By using Eureka Credit’s Data, you agree that you will NOT:

  • Publish, distribute, sell, sublicense, or share the Data with any third party.

  • Use the Data to develop, market, or promote competing products or services.

  • Modify, reverse-engineer, decompile, or create derivative works from the Data.

  • Use the Data for unlawful, fraudulent, or misleading activities.

  • Misrepresent the source, ownership, or integrity of the Data.

Any unauthorized use of the Data will result in termination of this Agreement and may lead to legal action.

4. No Warranties & Disclaimers

Eureka Credit provides the Data “as-is” and “as available” without any express or implied warranties, including but not limited to merchantability, fitness for a particular purpose, accuracy, or non-infringement.

Eureka Credit does not guarantee that the Data will be error-free, uninterrupted, or secure. You assume full responsibility for your use of the Data, and Eureka Credit is not liable for any damages resulting from reliance on or use of the Data.

5. Limitation of Liability

To the fullest extent permitted by law, Eureka Credit and its affiliates, officers, directors, employees, or agents shall not be liable for:

  • Any indirect, incidental, special, consequential, or punitive damages arising from the use or inability to use the Data.

  • Loss of revenue, profits, business opportunities, or data.

  • Any errors, omissions, or inaccuracies in the Data.

If any liability is established despite these limitations, Eureka Credit’s total liability shall not exceed the amount paid by you (if any) for access to the Data.

6. Indemnification

You agree to indemnify, defend, and hold harmless Eureka Credit, its affiliates, officers, directors, employees, and agents from any claims, liabilities, damages, losses, and expenses (including legal fees) arising from your use, misuse, or unauthorized access to the Data.

7. Governing Law & Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of law principles.

Any disputes arising from these Terms shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association (AAA). Arbitration shall take place in Miami, Florida, and the decision of the arbitrator shall be final and enforceable in any competent court.

By agreeing to arbitration, you waive your right to a jury trial or participation in class-action lawsuits.

8. Termination & Survival

Eureka Credit may terminate this Agreement at any time, with or without cause. Upon termination, you must immediately cease using the Data.

Sections regarding Restrictions on Use, No Warranties, Limitation of Liability, Indemnification, and Governing Law & Dispute Resolution shall survive termination of this Agreement.